Currently, The Ministry of Finance offered the following instruments to individual investors:

- 3-month fixed rate savings bonds (OTS series),

- 2-year fixed rate savings bonds (DOS series),

- 3-year floating rate savings bonds (TOZ series),

- 4-year inflation rate indexed savings bonds (COI series),

-10-year inflation rate indexed savings bonds (EDO series).

Basic characteristic of retail TS is presented in the table below.

Series	Maturity	Issue price (PLN) Sale/Exchange	Interes trate	Coupon formula	Coupon paid	Bond type	Sales period
OTS	3 months	100,00/100,00	fixed	-	paid at the redemption	savings	one month
DOS	2 years	100,00/99,90	fixed	-	capitalised annually, paid  at the redemption	savings	one month
TOZ	3 years	100,00/99,90	floating	6M WIBOR*coefficient	semiannually	savings	one month
COI	4 years	100,00/99,90	indexed linked	CPI + margin	annually	savings	one month
EDO	10 years	100,00/99,90	indexed linked	CPI + margin	capitalised annually, paid  at the redemption	savings	one month

 

Information on the coupon rates of all the retail bonds, offered by The Ministry of Finance can be found in the Useful files.